Think back to the time you bought your house or maybe you are searching for a new home. It’s no question that the mortgage rates are crucial when house hunting while other real estate investors have a high markup on their mortgage rates, Tim DeCapua sets the bar as one of the lower rates in real estate mortgage. For example, this home from Tim DeCapua has a mortgage rate of 4.00 and just look at how beautiful it is! Since investors have multiple choices of where they invest their money, competition with other investments also determines mortgage rates. In the big picture, more than one or two things, including the rate of inflation and the price of U.S. treasuries along with the Federal Reserve, affect mortgage rates. Tim DeCapua does his homework and research and makes sure its a win-win deal.