How to get a loan quick. Do you need to do research and speak to Firoz Patel before going shopping? Do our your homework before buying. Know what your ratings are and how to make it go high so you can get a loan quick and cheap.. Watching your fica score and pay your bills on time. Pay yourself first don’t over spend if it doesn’t service a purpose don’t buy it until you have some saving for bills in a emergency. Don’t use credit cards unless you have a limit on it and you pay the charge off on time each month.. This how you can go into a business and get a loan quickly with the loses interest rate.