It’s easy to fall in love with the first house you see while doing some shopping around the neighborhood. People hastily put a down payment on a property that has an appealing price tag or great curb appeal, only to be disappointed later on when they stumble upon better properties that are priced more affordable, […]
Borrowing money to invest requires a strict assessment to avoid common pitfalls. According to Investopedia, the loan should only be invested in low-risk areas that promise high returns on Investment. The timeline is the other important factor to consider. It is not always wise to make an investment that matures after the loan reaches its […]
If you have piled up debts that just make your head buzz and your budget is so restricted, you probably feel like only a miracle can get you out of your misery. The miracle you may desire to have can be in the different ways listed below to reduce your monthly payments. You need to […]
Bad credit is a crutch for many aspiring entrepreneurs and existing startups. It creates an unfavorable situation for your business, especially during its early stages. Without good credit history to back up your loan applications, banks and private lenders will either reject your application outright or attach high interests on your loan, which over time […]
Even the most disciplined among us may have personal experience with how the slightest credit card lapse can lead to debt that rapidly accrues and takes far longer to pay off. Most credit card users are keenly aware of the optimal way to use their cards, yet emergencies and other circumstances sometimes force even the […]
Is the goal to die with the most money owed cause if it is I’ve got that prize. If you are debt free well I don’t understand it. How do you have anything without a fat mortgage to pay for it. Us working stiffs are destined to die poor and in debt. The real goal is […]
With the current low interest rates the time is now to refinance. You have to consider the loan fees so it is not always in your favor to refinance. In most cases there will need to be some calculation before going forward. In some cases you can shorten the length of your current loan while […]
If you have poor credit ratings you can only expect to get a bad loan if any. You will have to accept terms that a good credit rated person would refuse. The interest rate will be ridiculous. A car loan will kill you. The payments will be double what they should be. This will put […]
Is it possible to get a loan with bad credit. We it depends. If you dont have any credit then a government loan may be possible but if you have a ding on you credit it will be a problem. If you do get a loan the terms will be punitive and dufficult to pay […]
I think we give away our destiny when we invest money in the stock market. I think we should take control and invest in wealth creation. A rental is an example of investing in yourself. An income property can be an investment for the future. At age 50 I had to move back into a […]