Managing and Ultimately Eliminating Credit Card Debt

Even the most disciplined among us may have personal experience with how the slightest credit card lapse can lead to debt that rapidly accrues and takes far longer to pay off. Most credit card users are keenly aware of the optimal way to use their cards, yet emergencies and other circumstances sometimes force even the […]

Day Older…Deeper in Debt

Is the goal to die with the most money owed cause if it is I’ve got that prize. If you are debt free well I don’t understand it.  How do you have anything without a fat mortgage to pay for it.  Us working stiffs are destined to die poor and in debt.  The real goal is […]

Refinance It

With the current low interest rates the time is now to refinance.  You have to consider the loan fees so it is not always in your favor to refinance.  In most cases there will need to be some calculation before going forward.  In some cases you can shorten the length of your current loan while […]

Bad Credit…Bad Loan

If you have poor credit ratings you can only expect to get a bad loan if any.  You will have to accept terms that a good credit rated person would refuse.  The interest rate will be ridiculous. A car loan will kill you.  The payments will be double what they should be.  This will put […]

Bad Credit Loan

Is it possible to get a loan with bad credit.  We it depends.  If you dont have any credit then a government loan may be possible but if you have a ding on you credit it will be a problem.  If you do get a loan the terms will be punitive and dufficult to pay […]

Invest in Yourself

I think we give away our destiny when we invest money in the stock market.  I think we should take control and invest in wealth creation.  A rental is an example of investing in yourself.  An income property can be an investment for the future.  At age 50 I had to move back into a […]

Good Deal gone Bad

You search and search for that amazing deal only to have it fail miserably.  Live and learn…right?  Well if you fail big enough it may be your last deal.  Real estate investing is not for the weak.  If you havent done yur home work it will do you in.  The objective is simple, buy low, […]

Recover from that bad Deal

If you delve into real estate enough you will eventually land that bad deal.  The deal that turns out so bad that there is no choice but to lose money.  It is difficult to recover from that bad deal as it really can shake you confidence.  Failure can be learned from but most oft it […]

Money for a Renovation

If you want to dive into a renovation the up front money can be hard to come by.  An investor can be a solution for you.  The trick will be to convince the investor that the house when completed will sell for a large profit.  The risk must be negated by the potential reward.  This […]

One Bad Flip and You are Broke

One bad flip and you are broke that is unless you can afford to lose hundreds of dollar and not feel it.  Flipping house is always a gamble.  So if you are think about making money on a buy and quick flip you had better know how to repair and fix on your own and […]